Attention homeowners in Pontotoc and Pontotoc County: Need an appraisal?

The top 7 reasons why MS homeowners need Mississippi Appraisal Service, Ltd.:

  1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Pontotoc county's assessment of your property
  3. Remove PMI to reduce a mortgage payments
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a MS divorce, where real estate needs to be divided
  7. To determine the true market value of property in question to settle an estate

Need help determining the value of your home in or near Pontotoc, MS?
Contact Mississippi Appraisal Service, Ltd..

We at Mississippi Appraisal Service, Ltd. understand the special needs of a consumer looking for appraisal services. Our usual business clients get the appraisal process and the customary documents we provide. But as a general consumer,we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much your home is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value judgement than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to cut expenses for homeowners. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experienced in helping customers just like you rid themselves of unwanted and unneeded PMI insurance.

Challenging Pontotoc county's assessment of your property

Lets say you live in a region that is declining -- your local tax assessor may have your house overvalued. This only means you are probably paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Mississippi Appraisal Service, Ltd. is your strongest weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your property is in a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow viewpoint. Mississippi Appraisal Service, Ltd. can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for efficiency, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Mississippi Appraisal Service, Ltd. can go out and check the subject and comps in question in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Mississippi Appraisal Service, Ltd. can We can assist you. While usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your house.